Advantages and Extras of Citi Strata Elite Card [2025]
The Citi Strata Elite Card is Citi's most premium offering, designed for frequent travellers and foodies. This card comes with a host of travel and lifestyle benefits that add significant value, especially for those who travel often.
One of the standout perks is the annual hotel benefit. Cardmembers can enjoy up to $300 off hotel stays of two nights or more when booked through Citi Travel, providing statement credits for these bookings.
For those who prefer premium ground transportation, the card offers up to $200 annual statement credits for Blacklane premium chauffeur service, split as $100 credit from January to June and $100 from July to December.
When it comes to travel, the Citi Strata Elite Card offers up to $200 annual splurge credit on your choice of five brands, including American Airlines, Best Buy, ESPN+, Future, Live Nation, or 1stDibs.
The card also provides complimentary Priority Pass™ Select membership, granting access to over 1,500 airport lounges worldwide. Primary cardmembers, authorized users, and up to 2 guests can all take advantage of this benefit. Furthermore, four annual passes to American Airlines Admirals Club® lounges are included, offering amenities such as snacks, cocktails, and travel assistance.
Earning points is made easy with the Citi Strata Elite Card. Cardmembers earn 12x points on hotels, car rentals, and attractions booked via Citi Travel, and 6x points on air travel booked through Citi Travel. On all other eligible purchases, cardholders earn 1.5x points per $1 spent.
The card also allows the transfer of Citi ThankYou Points at a 1:1 ratio into American Airlines AAdvantage miles, unlocking Citi ThankYou Rewards' full suite of transfer partners.
Travel protections are also included, such as trip delay and cancellation insurance, lost or delayed baggage coverage, MasterRental car insurance, purchase protection, and extended warranty coverage.
The Citi Strata Elite Card comes with a welcome bonus of 80,000 points after spending $4,000 within the first 3 months of account opening. Additionally, Citi Wealth clients with an open and current Citi Strata Elite card receive a $595 first-year banking relationship credit and a $145 annual credit each year thereafter, while qualifying Citigold clients receive a $145 banking relationship annual credit.
For those who enjoy exclusive experiences, the card provides access to Citi Entertainment for presale tickets and exclusive experiences. Cardmembers 21 and over will also receive access to the Death & Co. lifestyle platform "Fashioned".
Lastly, the card has no foreign transaction fees, making it a great choice for travellers abroad.
In summary, the Citi Strata Elite Card offers over $1,450 in value by enhancing travel convenience, luxury, and rewards on everyday spending. With its premium benefits, this card is an excellent choice for frequent travellers and foodies seeking a comprehensive travel and lifestyle experience.
- The Citi Strata Elite Card is a premium offering, catering to frequent travelers and food enthusiasts.
- This card provides significant value through travel and lifestyle benefits, particularly for those who travel often.
- One of the unique benefits is the annual hotel discount, offering up to $300 off hotel stays when booked through Citi Travel, providing statement credits for these bookings.
- For premium ground transportation, cardmembers can avail up to $200 annual statement credits for Blacklane chauffeur service.
- The card offers up to $200 annual splurge credit on the choice of five brands, including American Airlines, Best Buy, ESPN+, Future, Live Nation, or 1stDibs.
- Additionally, a Priority Pass™ Select membership is offered, granting access to over 1,500 airport lounges worldwide.
- Four annual passes to American Airlines Admirals Club® lounges are also included, offering travel amenities.
- Earning points is made easy with the Citi Strata Elite Card, offering 12x points on hotels, car rentals, and attractions booked via Citi Travel, and 6x points on air travel booked through Citi Travel.
- Besides travel, cardholders can transfer Citi ThankYou Points at a 1:1 ratio into American Airlines AAdvantage miles, accessing a wide range of transfer partners.
- Travel protections are integral to this card, including trip delay and cancellation insurance, lost or delayed baggage coverage, MasterRental car insurance, purchase protection, and extended warranty coverage.
- Cardmembers can enjoy a welcome bonus of 80,000 points after spending $4,000 within the first 3 months of account opening.
- Citi Wealth clients with an open and current Citi Strata Elite card may receive a $595 first-year banking relationship credit and a $145 annual credit each year thereafter.
- Qualifying Citigold clients may receive a $145 banking relationship annual credit, and the card has no foreign transaction fees, making it an attractive choice for travelers abroad. In total, the Citi Strata Elite Card provides over $1,450 in value through enhanced travel convenience, luxury, and rewards on everyday spending. This comprehensive travel and lifestyle card is ideal for frequent travelers and foodies.