Alert for Teens and Parents: Driving Applications Designed to Secure Youthful Motorists on the Road
In a recent survey conducted by Endeavor Analytics and YouGov, it has been reported that driving apps, particularly USAA’s SafePilot, are positively impacting teen drivers by promoting safer driving habits and offering financial incentives.
The SafePilot app, a behavior-based insurance app that leverages telematics technology, tracks driving behavior, including phone use while driving. By doing so, it rewards safe drivers with discounts—starting with a 10% discount and potentially reaching up to 30% off car insurance. This incentive encourages teens to adopt safer driving behaviors to lower their insurance costs.
Telematics programs like SafePilot also encourage responsible driving among teens by providing feedback on driving habits. This feedback helps develop safer driving behaviors and may reduce accident risks. The apps monitor metrics like speed, braking, and phone usage, alerting drivers when they engage in risky behaviors, and often provide educational resources to improve driving safety.
The financial benefits linked to these apps act as motivation. Many insurers, including USAA, offer discounts for safe driving monitored by apps, which is particularly appealing for young drivers looking to reduce insurance costs while improving their skills. These programs also serve a risk management function, providing insurers with data on driving risk and reinforcing safer habits through rewards.
According to the survey, among those parents who use driving apps, 86% check the app at least weekly, with almost half (49%) checking it daily. 41% of those who saw improvement cite real-time feedback from the app as a factor. SafePilot is currently available in 47 states plus Washington D.C.
55% of those who saw improvement credit their child's increased awareness of their driving habits as a factor, while 53% attribute parental feedback as a factor. The survey methodology was conducted online among 2,027 U.S. adults who are parents of a driver ages 16-20.
The survey findings reveal that 87% of parents with a driving app reported an improvement in their child's driving since using the app. Over 93% of parents surveyed express concern when their child drives, with distractions from phone usage (50%) and overall inexperience (49%) being the main stressors.
As National Teen Driver Safety Week is being observed, USAA is reminding young drivers and parents about safe driving practices. Monitoring their child's driving habits empowers parents to provide valuable feedback and create necessary awareness, providing peace of mind. Many parents utilize new technology, such as tracking and behavior-based apps, to monitor their child's driving habits.
Texting while driving increases a teen's risk of crashing by 23 times, according to the National Highway Traffic Safety Administration. Young drivers using these apps were more observant of speed limits, less distracted by their cell phone, and had better awareness of other drivers.
Motor vehicle accidents are the leading cause of death in teenagers aged 15-18. National Teen Driver Safety Week is powered by the NHTSA, a branch of the United States Department of Transportation. The week aims to educate parents and young drivers about the dangers of risky driving behaviors and promote safe driving practices.
In conclusion, the USAA survey by Endeavor Analytics and YouGov suggests that driving apps improve teen drivers' safe driving habits by monitoring behavior and providing feedback. These apps incentivize safer driving by offering insurance discounts and track phone use and other risky behaviors, encouraging teens to reduce distractions and adopt safer practices. This combination of real-time feedback and financial reward contributes to improved overall road safety among teen drivers.
- The SafePilot app, a behavior-based insurance app utilizing telematics technology, offers incentives such as discounts on car insurance for safe driving, promoting the use of technology for health-and-wellness and fitness-and-exercise through promoting safer driving habits.
- The survey findings indicate that education-and-self-development resources are often provided by apps to improve driving safety, contributing to personal-growth by enhancing driving skills and fostering career-development opportunities in the field of smartphones and gadgets.
- By leveraging telematics technology, driving apps like SafePilot also promote safer driving among teens by providing continuous learning on driving habits and reducing risks associated with phone usage.
- As recommended during National Teen Driver Safety Week, parents are encouraged to use technology for education-and-self-development purposes by monitoring their child's driving habits, thereby contributing to personal-growth, career-development, and improving road safety.
- In recent years, technology and its applications such as driving apps have significantly impacted various aspects of life, including health-and-wellness, fitness-and-exercise, education-and-self-development, personal-growth, and career-development, emphasizing the importance of technology advancements in our everyday lives.
