Pursuit of Dual Studies leading to a Bachelor of Arts Degree, majoring in Banking, scheduled for the year 2026.
Stadtsparkasse München, one of the four largest Sparkassen in Germany, has announced a three-year dual study program in finance in partnership with Duale Hochschule Baden-Württemberg (DHBW) Ravensburg. This program, starting on September 1, 2026, blends formal education with practical employment under a structured contract, offering the benefits of earning a degree while gaining paid professional experience.
The finance dual study program lasts three years (six semesters), during which students alternate regularly between theoretical learning phases at DHBW Ravensburg and practical training phases at an employer company. This work-study combination is designed for seamless integration of study and profession, often with no interruption in employment status.
Admission generally requires at least a university entrance qualification (e.g., Abitur or Fachhochschulreife) and a contract with a dual partner company offering a training position in finance. Candidates must meet academic eligibility and secure a dual study contract with a partner company as part of the admission procedure.
The curriculum covers foundational and advanced topics in finance, accounting, controlling, and management. Coursework is aligned to support immediate application in the workplace, combining financial theory, quantitative methods, and business administration with practical projects and company tasks.
Students gain extensive on-the-job experience while earning a degree, improving employability post-graduation. As students are employed by a partner company, they usually receive a salary covering living expenses throughout the study period. The program fosters strong industry connections and can lead to permanent employment in the hosting company after graduation.
The dual format promotes development of both technical financial skills and soft management skills, optimizing readiness for management roles in finance. Participants will be deployed in sales units and various departments during practical phases in Munich, oriented towards the subjects of study.
Successful graduates are offered unlimited employment at Stadtsparkasse München, the market leader in the banking sector in Munich, with over 2,000 employees. The program combines theoretical study content with practical experience in the banking business.
For precise program details, admission criteria, and partnerships, the official DHBW Ravensburg website and document repository provide authoritative resources. Interested applicants can apply via the "Apply now" button on the Stadtsparkasse München website www.sskm.de.
In addition to the study program, Stadtsparkasse München offers modern customer and work areas for personal customer advice, an employee sports association with over 30 sections, and a qualifying Sparkassen apartment in Munich with a monthly rental allowance of 200 euros. Participants will also receive a new-generation iPad and a monthly travel allowance of 20 euros for public transportation.
For questions, applicants can contact Andrea Friemel or Verena Niklas by phone at 089 2167-52087.
- The three-year dual study program in finance, offered by Stadtsparkasse München in partnership with DHBW Ravensburg, provides an opportunity for students to gain education, practical work experience, and earn a salary simultaneously, without interruption in their employment status.
- Through this program, students can expect to receive extensive on-the-job training in various departments of finance, developing both technical and soft skills suitable for management roles, while also securing a position at Stadtsparkasse München, the market leader in Munich's banking sector, upon graduation.
