University Studies: Bachelor of Arts - Major in Banking Operations - Graduation Year 2026
Stadtsparkasse München, the fourth-largest Sparkasse in Germany, offers a Dual Study Program that combines university studies with practical work experience, enhancing career prospects by integrating theoretical knowledge with hands-on professional experience.
Eligibility and Application
Applicants for the Dual Study Program at Stadtsparkasse München typically require academic qualifications equivalent to the German Abitur (or A-levels), a strong CV, and a motivation letter, preferably in German. Language certificates and school transcripts are also important. Interested individuals should apply approximately 6 to 12 months in advance.
The application process involves preparing a strong CV and motivation letter, submitting academic certificates and language certificates, identifying and applying to a dual university (Duale Hochschule) that partners with the company, and applying early, often 6–12 months before the desired start date.
Program Benefits
The program offers attractive career opportunities at Stadtsparkasse München, the market leader in Munich's banking sector, with over 2,000 employees. The balance sheet total of Stadtsparkasse München is 23 billion euros (2024). Upon successful completion of the studies, an unlimited employment contract is offered.
Program Details
The program combines theoretical study content with practical experience in banking business. The cooperation partner for the program is Duale Hochschule Baden-Württemberg (DHBW) in Ravensburg. The program includes deployment in sales units and various departments in Munich, aligned with studies. Quarterly study phases at DHBW in Ravensburg are part of the program.
Additional Benefits
Stadtsparkasse München provides seminars, training, and e-learnings for optimal career preparation. Employees can enjoy modern customer and work areas for personal customer advice, flexible working arrangements, with options for remote and office presence. A monthly public transport ticket subsidy of 20,- Euro is provided, and for eligible Sparkasse apartments in Munich, a monthly housing allowance of 200,- Euro is offered.
For accommodation in Ravensburg, a monthly allowance of 100 Euro is provided. Interested individuals can apply via the "Apply now" button on the website www.sskm.de.
Contact Information
For any questions, contact Andrea Friemel or Verena Niklas at 089 2167-52087. The website also lists 16 more job opportunities. A new-generation iPad is provided for use, both professionally and personally. The dual study program with Stadtsparkasse München starts on September 1, 2026.
A strong interest in business administration and financial and economic contexts is necessary. Readiness to take on challenging tasks at an early stage is expected. Enjoyment of dealing with people, goal orientation, commitment, teamwork, communication skills, and structured working methods are required. Customer satisfaction is a top priority for Stadtsparkasse München. An employee sports group with over 30 sections is available.
The website includes an imprint, and Stadtsparkasse München offers personal advice, a dense branch network, and an award-winning online banking service. The IHK examination for bank business management (m/w/d) is completed as part of the program.
- The Dual Study Program at Stadtsparkasse München offers careers in one-way financial management and business administration, with a strong emphasis on education-and-self-development, particularly through online-learning and seminars.
- Applicants for the program must possess academic qualifications equivalent to the German Abitur, submit a strong CV, motivation letter, and language certificates, and apply approximately 6 to 12 months in advance.
- Upon successful completion of the Dual Study Program, individuals will be employed by Stadtsparkasse München, the market leader in Munich's banking sector, with an unlimited employment contract and benefits such as quarterly study phases, a monthly public transport ticket subsidy, and a housing allowance for eligible Sparkasse apartments in Munich.
